Real Numbers: How Much I Made Working as an International Student

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In October 2022, IRCC (Immigration, Refugees and Citizenship Canada) released a temporary policy lifting international students’ 20-hour work off-campus limit, from November 15, 2022, to December 31, 2023. Luckily, I was eligible for that.

So, in 2023 I was able to work full time for the whole year. However, my time varies as my work schedule is not fixed. On average, I worked 32 to 40 hours per week. I earn a minimum salary and I work in retail as a clerk.

Salary Description:

Paycheck:

  • Bi-weekly

Deductions: 

  • Pension Plan, Income Tax (required)
  • Employment Insurance, Long Term Disability (required if full-time)

Salary Budget Method:

I use a ‘1 Month Ahead’ Method in my budget. The income in January (what comes into my account) is allocated for the following month. This means that my paycheck typically stays in my bank for about a month.

Monthly Salary Breakdown:

Summary:

For the year 2023, I worked 1,920 hrs, and my net pay (after all deductions) is $28,400.90.


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