January 2024 Budget Close-Out | Solo Living Abroad | Minimum Wage Earner

January 2024 Budget Close-Out | Solo Living Abroad | Minimum Wage Earner
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January Money In:

Retail Work Income = $2,198.14

Cashback = $1.69 (from canceling my Amazon Prime a few days before it ends)

Total January Budget: $2.199.83

January Money Out (Plan VS Actual)

πŸ‡¨πŸ‡¦ Bills

Some notes about my spending:

  • For Meds – the real amount is $94.01 for 3 months’ worth of meds, but I pulled $53.85 from my β€˜get ahead fund’ from last year). 
  • For Transpo – I opt for a One Zone pass only because I rarely travel outside my home and work (which belongs to the same zone). This costs $104.90, but I added a $10 buffer for when I need to travel outside the zone.
  • Private Desk = It is a desk rented in a co-working space that can only be used by me during the month.

πŸ‡¨πŸ‡¦ Expenses

Some notes about my spending:

  • I went over the budget for 2 sub-categories – grocery and personal fun.
  • In the middle of the month, I added a new sub-category – snacks. So that I don’t have to pull it out from β€˜grocery’ and I can distinguish the spending between the two.
  • Overall, I am under the budget in this category.

πŸ‡¨πŸ‡¦ Regular Sinking Funds

πŸ‡¨πŸ‡¦ Other Sinking Funds

πŸ‡΅πŸ‡­ Expenses

Bank

Some notes about my spending:

  • I completely forgot that there is a service fee when transferring money from a Canadian bank account to a Philippine bank account.

Summary of January 2024 Budget Close-Out

  • Exactly within the budget: 4/6 –Β  πŸ‡¨πŸ‡¦ Bills, πŸ‡¨πŸ‡¦ Regular SF, πŸ‡¨πŸ‡¦ Other SF, πŸ‡΅πŸ‡­ Expenses
  • Under the budget: 1/6 – πŸ‡¨πŸ‡¦ Expenses
  • Over the budget (unplanned) – 1/6 – Bank
  • Roll Over: $82.13 or 3.73%

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